Old Age Security Program
(OAS)
The OAS is a monthly pension that is paid to people who are
65 years of age and older and meet the residency and maximum income requirements. The
Government of Canada also provides the Guaranteed Income Supplement (GIS), which is a
family-income tested benefit that goes to low-income OAS pensioners. Spouse’s
Allowance benefits are also available to low-income 60 to 64 year olds who are married to
GIS recipients or have been widowed.
Canada Pension Plan (CPP)
The CPP provides you or your dependents with some financial
protection if you become disabled or die, or when you retire. The amount of your CPP
benefits depends on how much and for how long you contribute. The federal and provincial
governments jointly manage the CPP. The CPP operates in every province and territory
except Quebec, which has a similar pension plan, the Quebec Pension Plan.
For questions about OAS and CPP
Visit Income Security Programs of
the Human Resources and
Social Development Canada (HRSDC) website
at http://www.sdc.gc.ca or call the HRSDC
at:
1-800-277-9914 (English)
1-800-277-9915 (French)
1-800-255-4786 (TTY/ATS)
